At Steve Landers Toyota, we’ve helped thousands of first-time buyers navigate the ins and outs of purchasing and owning a car! When you’ve never purchased a car before, the whole process can seem confusing and overwhelming. We’ve learned a thing or two along the way about purchasing, financing, leasing, servicing and everything in between, and we’re always happy to share our knowledge! Purchasing your first car is a big commitment, so it’s important to be prepared. Here are some of our top tips for purchasing (or leasing) your first car! 

 
  1. Be Realistic About Your Needs 

When researching vehicles, consider your needs and your lifestyle. Do you have a family? Do you need cargo space? If you’re purchasing a vehicle for your family, you may wish to research the safety features of the vehicles you’re interested in. If you have a long commute, you may be interested in a fuel-efficient or hybrid vehicle.

 
  1. Will You Lease or Buy? 

Consider if you will lease or buy your vehicle. If you plan to drive a lot, it is probably better for you to buy your vehicle as leased vehicles have mileage caps. If you go over your mileage cap, you are required to pay a certain amount per mile based on your contract. If you’re unsure, we can help you determine which option is best for you and your driving habits. 

 
  1. Determine Your Budget

If you are planning on financing your vehicle, determine what your monthly budget is for your car payment. When you view our online inventory you can search by monthly payment so you can view only cars within your price range. Don’t forget about rebates, either! You can view new Toyota offers on our website here!

 
  1. Know Your Credit Score

Your credit score helps to determine the interest rate you will pay on your loan. No matter your credit score, we will work to get you the best deal possible. However, it’s a good idea to be aware of your credit score to help you with your future car purchases. You can check your credit score for free on our website here

 
  1. Apply for Financing

Applying for financing can help you determine how much money you can borrow for your car loan. From there, you can narrow down your search with cars you can realistically afford. To apply for financing on our website, click here

 
  1. Take a Test Drive

Shopping online is helpful, but you will never know if you’ll truly like a vehicle until you drive it. You can schedule your test drive at our dealership, or if you feel more comfortable, you can schedule a remote test-drive in which we bring the vehicle to you. 

 
  1. Finish the Deal 

When it’s time to negotiate your deal, make sure you read your contract carefully and review all of your warranty options. Make sure you understand your contract and warrant agreements before you sign so you’re comfortable with your final monthly payment. 

 

Before you drive off, don’t forget to schedule your first maintenance appointment with our service department! 


Are you ready to find your first car? Browse our online inventory, apply for financing and schedule a test drive! We at Steve Landers Toyota can’t wait to help you find the perfect first car!
Categories: Car Tips